Licensed Life Insurance Producer | Founder

Understand your life insurance options

Life insurance education and planning support, in English or Spanish.

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What I do

How I help

I help you understand life insurance coverage types, clarify your needs, and review options based on your goals and budget.

About

My Story

Ray Ramos Diaz, founder of Ramos Insurance Legacy.
  1. I'm Ray Ramos Diaz. I was born in Durango, Mexico and raised in the American Midwest.
  2. Before insurance, I spent 13 years working blue collar jobs in industrial painting, CNC machining, and welding. On March 13, 2021, I was in an accident and came very close to not making it back. That experience showed me how quickly life can change, and how much it matters for a family to be prepared.
  3. I recovered, got licensed, and founded Ramos Insurance Legacy LLC.
Today, I help individuals and families understand their life insurance options and find coverage that fits their needs, goals, and budget.

Next steps

A clear path forward

A conversation focused on understanding, not pressure.

  1. 01

    Talk it through

    What matters to you, your family, and your budget.

  2. 02

    Learn the basics

    How common types of life insurance work and what questions to ask.

  3. 03

    Weigh your options

    How available options fit your goals before deciding what comes next.

Legacy Planning Request

Questions

FAQs

Do you help in Spanish?

Yes. Conversations are available in English or Spanish, and the free guide comes in both languages.

Do you guarantee approval or specific rates?

No. Coverage availability, underwriting, and rates depend on the carrier and individual circumstances.

What's the free guide?

The "6 Questions to Ask Before Choosing Life Insurance" guide (in Spanish, "6 preguntas antes de elegir un seguro de vida") helps you think through your needs, budget, and what you want your coverage to accomplish.

How do I get in touch?

Request a conversation through the form, or send a message by email.

Free guide

Guide

A short six-question guide to help you think through needs, budget, and goals. Request it by email.

Get the free guide
  1. 01

    Needs & goals

    Questions to help frame your priorities.

  2. 02

    Request by email

    Submit your name and email to receive the English and Spanish guides.

  3. 03

    Read at your pace

    Read when it works for you.

En español

Puedo ayudarle a entender sus opciones de seguro de vida en español. Solicite una conversación o reciba por correo electrónico la guía gratuita de seis preguntas, en inglés y en español.

En el formulario de conversación, elija Español como idioma.

Get in touch

Contact

Request a conversation through the form, or reach the agency by email. Choose the option that works for you.

  • Start a conversation

    Use the request form to share what you'd like to discuss.

  • Email the agency

    Send a message

  • Questions welcome

    Ask about life insurance options, needs, goals, and budget.

Choose your next step

Two clear choices. Request a conversation or get the six-question guide by email.

Privacy

Versión en español

Effective date: September 6, 2026
Last updated: October 20, 2026

Ramos Insurance Legacy LLC respects your privacy. We collect your name, email address, phone number, and state when you use our forms, request the guide, request a conversation, or contact us. A conversation request may also include why you are looking into life insurance, whether you already have coverage, how and when you prefer to be reached, language, how you heard about us, and anything else you choose to share.

We use this information to respond to your requests, provide the guide, and communicate with you about our services.

We do not sell or rent your personal information. We may share your information with service providers that help us host the website, process forms, deliver emails, and manage business communications and data storage.

Information you submit through the conversation request form is processed by our website host and sent to us by email through an email delivery provider, which may keep a copy for a limited time. A confirmation on this website means our email provider accepted your request for delivery; it doesn't guarantee the message reached our inbox. If you don't hear from us, please email ray@ramosinsurancelegacy.com. This website does not currently use analytics tools or advertising pixels.

Your choices. To ask us to delete your information or to stop marketing email from Ramos Insurance Legacy, email ray@ramosinsurancelegacy.com. Ray Ramos Diaz handles these requests personally and completes them within 10 business days. We may keep information we are required to retain by law or insurance regulations; if part of a deletion request can't be completed for that reason, we'll tell you. A request to stop marketing email covers all of our marketing email, including the free guide emails. You can also use the unsubscribe link in any of those emails. Deleting information from our active records may not immediately remove copies held in service providers' logs or backups; those copies are removed on the providers' own schedules.

For privacy questions, select Email us about privacy.

Privacidad

English version

Fecha de vigencia: 6 de septiembre de 2026
Última actualización: 20 de octubre de 2026

Ramos Insurance Legacy LLC respeta su privacidad. Recopilamos su nombre, correo electrónico, número de teléfono y estado cuando usa nuestros formularios, solicita la guía, solicita una conversación o se comunica con nosotros. Una solicitud de conversación también puede incluir por qué está investigando un seguro de vida, si ya tiene cobertura, cómo y cuándo prefiere que lo contactemos, su idioma, cómo se enteró de nosotros y cualquier otra información que decida compartir.

Usamos esta información para responder a sus solicitudes, enviarle la guía y comunicarnos con usted sobre nuestros servicios.

No vendemos ni alquilamos su información personal. Podemos compartir su información con proveedores de servicios que nos ayudan a alojar el sitio web, procesar formularios, enviar correos electrónicos y administrar las comunicaciones y el almacenamiento de datos del negocio.

La información que envía mediante el formulario de solicitud de conversación es procesada por nuestro proveedor de alojamiento web y se nos envía por correo electrónico a través de un proveedor de envío de correo, que puede conservar una copia por un tiempo limitado. Una confirmación en este sitio significa que nuestro proveedor de correo aceptó su solicitud para entregarla; no garantiza que el mensaje haya llegado a nuestra bandeja de entrada. Si no recibe respuesta, escriba a ray@ramosinsurancelegacy.com. Este sitio web no usa actualmente herramientas de analítica ni píxeles publicitarios.

Sus opciones. Para pedirnos que eliminemos su información o que dejemos de enviarle correos de mercadeo de Ramos Insurance Legacy, escriba a ray@ramosinsurancelegacy.com. Ray Ramos Diaz atiende estas solicitudes personalmente y las completa en un plazo de 10 días hábiles. Podemos conservar la información que la ley o los reglamentos de seguros nos obliguen a mantener; si por ese motivo no podemos completar parte de una solicitud de eliminación, se lo informaremos. Una solicitud para dejar de recibir correos de mercadeo incluye todos nuestros correos de mercadeo, incluidos los correos de la guía gratuita. También puede usar el enlace para darse de baja que aparece en cualquiera de esos correos. Eliminar información de nuestros registros activos puede no borrar de inmediato las copias que conservan los proveedores de servicios en sus registros o copias de seguridad; esas copias se eliminan según los plazos de cada proveedor.

Si tiene preguntas sobre privacidad, seleccione Escríbanos sobre privacidad.